List of Diseases that are Covered by Star Health Insurance

Read this blog to know about the types of diseases and their corresponding health insurance plan. Check out how to buy the respective health insurance online.

Find out the appropriate Star Health Insurance Policy that covers your or your loved ones’.

List of Diseases that are Covered by Star Health Insurance

Star Health Insurance is a well-known Indian health insurer that provides a wide range of plans to meet the needs of its customers. Customers can use cashless services at over 11,000 network hospitals where the company has a partnership. Furthermore, the company's in-house cash settlement team settles more than 90% of cashless claims in less than 2 hours. Whether you want to buy a cancer insurance policy or a diabetes insurance policy, Star Health insurance has a plan for you.

Being diagnosed with a major illness can put you in serious debt, which means that not only will your health suffer, but your entire life's savings will be jeopardized. As a result, the significance of health insurance is recognized. Star Health Insurance's Insurance plans provide much-needed insurance coverage for a variety of healthcare expenses, including in-patient hospitalization expenses, pre-hospitalization and post-hospitalization expenses, daycare expenses, ambulance expenses, and so on. But what about the specific diseases that they protect against?

Before we get into the diseases covered by Star Health Insurance, let's take a look at the various health insurance plans offered by Star Health.

  • Star Comprehensive Insurance
  • Star Health Family Optima Insurance
  • Star Novel Coronavirus Insurance
  • Star Senior Citizens Red Carpet Insurance
  • Star Super Surplus Insurance
  • Star Cardiac Care Insurance
  • Star Cancer Care Gold
  • Star Diabetes Safe Insurance
  • Star Outpatient Care Insurance
  • Star Family Delite Insurance
  • Star Medi Classic Insurance
  • Star Young Star Insurance
  • Star Special Care Insurance
  • Star Micro Rural & Farmers Care Insurance

A Star Health Insurance policy will protect you against a wide range of diseases. Consider the following common diseases, which are covered by Star Health Insurance plans:

1. COVID-19

COVID-19 is a highly contagious disease that has swept the globe since 2020. SARS-CoV-2 causes this disease, which is highly contagious. Though most people may still have mild-to-moderate symptoms, it is dangerous for senior citizens and people with other comorbidities. This disease has the potential to cause pneumonia, multiple organ failure, septic shock, and even death. Star Health Insurance provides three customised plans that cover all coronavirus treatment costs.

2. Diabetes

Diabetes is a chronic lifestyle disease characterised by high blood sugar levels. Other serious health problems that can result from the disease include heart attack, stroke, kidney failure, and heart failure. The Star Diabetes Safe Insurance policy covers hospitalisation costs associated with type 1 and type 2 diabetes.

Also Read: Star Health Insurance Star Diabetes (Plan B)

3. Cancer

Cancer is a fatal disease that wreaks havoc on the body's healthy tissues. Star Health & Allied Insurance offers a Cancer Care Gold Plan that covers you for expenses incurred as a result of treatment required due to a positive cancer diagnosis.

4. Cardiac Diseases

Cardiovascular diseases are on the rise at an alarming rate these days. Cardiac diseases occur as a result of abnormal heart and blood vessel function. To prevent cardiac diseases, everyone should eat healthy foods and exercise regularly. People over the age of 40 should have their heart conditions checked twice a year. Common cardiac diseases include heart attacks, strokes, heart failure, high blood pressure, and so on. To increase your protection against various cardiac diseases, you can either purchase a Star Cardiac Care insurance policy or a Star Criticare Plus insurance policy.

5. Cataract

A cataract is an eye disease that causes blurred vision and, in severe cases, blindness. Most Star Health Insurance plans cover cataract surgery up to a certain limit.

6. Cerebrovascular Stroke

Cerebrovascular stroke is a medical condition in which the brain suffers damage as a result of a disruption in blood supply. The medical expenses incurred as a result of a stroke are covered by the Star Criticare Plus Insurance policy and the Star Cardiac Care Insurance policy.

7. Chronic Kidney Disease

Chronic kidney disease occurs when the kidney fails to function normally. If you are covered by Star Health & Allied Insurance's Criticare Policy, you will be protected from expenses incurred as a result of chronic kidney disease treatment.

8. Brain Tumour

Brain tumours can develop as a result of abnormal cell growth in the brain. The Star Criticare Plus insurance policy is used to cover all of your brain tumour treatments.

9. Autism Spectrum Disorder

This brain development disorder has an impact on a person's verbal, nonverbal, and social interactions. The Star Special Care policy is ideal for children who have been diagnosed with autism.

10. Psychiatric and Psychosomatic Disorder

Psychiatric and psychosomatic disorders are mental illnesses that impair a patient's ability to carry out daily activities. Star Health & Allied Insurance provides Star Medi Classic Insurance, which covers expenses incurred as a result of psychiatric and psychosomatic disorders.

11. Irreversible Paraplegia

Because of a spinal cord injury, this permanent paralysis affects a person's lower limbs. The Star Criticare Plus insurance policy is used to cover all medical expenses for people who are paralysed permanently.

How to Buy Star Health Insurance Plans Online?

You can simply apply online for any of the health insurance policies and purchase them online.

Visit the Star Health Insurance website and select an appropriate health insurance policy. Fill out the information for each insured person for whom you intend to purchase insurance, and the premium calculator will provide you with instant quotes. Examine all of the plan's details, including all of its inclusions and exclusions. If you decide to purchase a specific plan, you can pay the premium directly online on the website or bring the completed form to the nearest Star Health Insurance office.

Star Health Insurance is one of India's most well-known health insurance providers. Their extensive selection of health insurance plans is likely to cover you for a wide range of diseases. Simply make certain that you purchase a policy that covers you for the diseases for which you will undoubtedly require coverage.

Also Read: Why Health Claims Increased Over 257% in 2021?

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